- Don’t pay out your personal loans or credit cards – YET
- Have your Drivers Licence and Medicare card as a minimum for ID
- Know how much you spend on MacDonald’s each month (and everything else you buy)
- Know your mother’s maiden name
- Don’t change jobs prior to applying for mortgage
- know your GROSS income
- Don’t apply for new credit even if it is interest only – resist that furniture package deal!
- The less accounts the better.
- Be nice to your in-laws
- Ignore friendly advice at BBQs
- Get email on your phone
- Make a super effort to know your SUPERANNUATION insurance details
- Make a friend in your HR department
- Know your goals in life – not just the next 3 months
- Quit smoking ( good advice for saving money and applying for mortgage protection)
- Don’t buy a pet – yet
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